Fintech & Payments

Why this matters this week Three things are converging in fintech infrastructure right now: Real-time everything: Instant payouts, real-time ACH, faster card settlement. Latency budgets are collapsing, but regulatory and fraud constraints are not. Reg pressure shifting left: Regulators increasingly expect systemic controls, not just manual policies and after-the-fact reviews. The infra itself is now…

Why this matters this week Regulators and payment networks have quietly shifted posture over the last 6–12 months: they now treat your payments, KYC, and fraud stack as part of their risk surface, not just yours. That shows up in three concrete ways: Scheme and bank partners are pushing risk downstream Higher chargeback scrutiny, rolling…